7 Little-Known Auto Insurance Discounts

If you want to save money on auto insurance, the simplest way is to search for discounts. Check out these 7 little-known auto insurance discounts and start saving money today!

Safe Vehicle/Anti-Theft Discount

Nearly every auto insurer offers discounted rates to vehicles with the latest safety features and anti-theft devices. For instance, anti-lock brakes, air-bags, automatic seatbelts and more will get you a discount, as will an anti-theft system.

Good Credit

Credit makes a difference with auto insurance. Drivers with stellar credit scores have been shown to be more responsible with their finances, and are involved in fewer accidents. Also, drivers with good credit are less likely to submit a fraudulent claim. If you have a good credit score, cash in with an auto insurance discount.

Safe Neighborhood Discount

Location plays a huge role in auto insurance premiums. Neighborhoods with high auto theft rates will translate into pricey auto insurance premiums. Drivers who reside in safe neighborhoods and rural areas are sometimes offered auto insurance discounts.

‘Green’ Car Discount

Do you drive a hybrid, electric, flex-fuel or alternative fuel vehicle? If so, you may be eligible for a ‘green’ auto insurance discount.

Automatic Deduction/Installment Fees

Drivers who opt for automated payments from a checking or debit account may be offered a small discount. Additionally, if you pay your insurance premium in monthly installments, you may be charged convenience fees. Avoid this by paying your policy in a lump sum.

Professional Discount

Do you earn your living as a teacher, scientist, doctor or engineer? If so, you may qualify for an auto insurance discount. Veterans and active military members also enjoy discounts from a number of insurers.

Low Mileage Discount

If your annual mileage is below 12,000, ask your agent about a low mileage discount. If you're not sure what kind of discounts you're currently eligible for, now is a great time to compare quotes from leading providers and find out exactly what you can save.